Tim Maitski, Realtor
Over 500 Transactions Since 1999
Full Service with Expertise
- They choose to pay their broker 50% of their commissions for the advantage of national brand name recognition
- High cost advertising in newspapers, billboards and pay-per-click
- They'll haul around ten people and only a few will ever end up actually buying and generating a commission
- Sell too many low priced homes. The high price home buyers have to subsidize the lower priced buyers
- Spend half their time trying to drum up new business. Facebook, blogging, telemarketing...
We Developed a Better Way...
We Cut Expenses So Our
Buyers Get Huge Rewards
Two Easy Steps:
1. Work with Tim Maitski as Your Full Service Buyer's Agent
2. Collect 50% Commission Rebate at Closing
Attend a Free
Private Introductory Meeting
Risk Free Evaluation
We Can Meet at Either Our East Cobb or Dunwoody Office
The ultimate position for a buyer to be in is to have two great homes to choose from. Then they can feel good about walking away from one if they don't get their terms accepted.
In a fast moving market, we have had success in submitting simultaneous offers and letting sellers compete. Investors do it every day but for some reason most agents are very reluctant to do this.
Success in negotiations is all about positioning and having options.
50% Commission RebateGetting $7,500 back on the purchase of a $500,000 home is a pretty big deal
Local Business DiscountsDiscounts of 10-15% at over 90 local businesses
Smart Buyer HandbookChock full of information you need to know about when buying a home.
Special Discounts on Professional ServicesOur preferred providers offer our members extra incentives on top of their already low prices
Smart Buyer Insurance Double CheckOur preferred insurance brokers will shop the market to make sure you aren't paying more than you have to for not only homeowners insurance but also automobile, life and disability insurance. 15 minutes can save you a lot on insurance.
Apple Pie and Bottle of WineCelebrate the American Dream
Frequently Asked Questions & Answers
Yes. Georgia is one of 40 states that allow home buyer rebates. United States Department of Justice is all for rebates and is trying to make them legal in all states.
"Offering rebates and incentives is one way that real estate brokers can compete for consumers' business, leading to lower prices to consumers."
From the HUD RESPA rule FAQ page 43
"real estate agents may rebate a portion of the agent's commission to the borrower in a real estate transaction. The rebate must be listed as a credit on page 1 of the HUD-1 in Lines 204-209 ....rebates to borrowers do not violate Section 8 of RESPA as long as no part of the commission rebate is tied to a referral of business."
No. You can use anyone you want. But you must get pre-approved with one of our lenders up front. Being in the business for so many years, we know all too well that many lenders' pre-approval letters are worthless. Therefore, we want a letter from someone who we trust so that we know you are well qualified before we commit time showing you homes. It's also an easy way for you to get a free credit report.
We'll show you how to shop for a mortgage and how to compare competing quotes.
In a multiple offer situation, having a strong pre-appoval letter from a tried and true lender can make the difference in your offer getting accepted over others.
In our opinion, No and No.
A national real estate company that also offers rebates requested and received an IRS ruling on their rebates back in 2007.
"...a payment or credit at closing represents an adjustment to the purchase price of the home and generally is not includible in a purchaser's gross income. Nor does Taxpayer have an information reporting obligation for those amounts under any other section of the Code."
An IRS letter is technically only applicable to that one specific taxpayer but the ruling gives pretty good guidance. In the IRS analysis, they compare it to a rebate on an automobile which isn't considered income. We are not tax experts so please consult your tax advisor just to be safe. Give them the link to the ruling and see what they say.
No. Membership has its benefits. Most traditional agents require their clients to sign a long term Exclusive Buyer Agency Agreement. If they do a really bad job you are still stuck with them to the end of the Agreement period.
Instead, we need you to sign a Non-Exclusive Buyer Agency Agreement that spells out the details and responsibilities for both of us. By becoming a Home Buyer Savers Club (terms and conditions) member you are telling us that you are committed. It's highly unlikely that you are going to bail on us for another agent because we're confident that you aren't going to find a better package of expertise and savings.
Please take us up on our free private buyer seminar before you sign anything so you can make sure we are a good fit. We also offer a one time tour of homes without a membership to give you a chance to get familiar with us before you become a member.
You need to use us as your buyer's agent and therefore the home needs to be in an area that we are competent in. We work from intown Atlanta up through the northern suburbs. Midtown, Buckhead, Sandy Springs, Dunwoody, Roswell, Alpharetta, Cumming, Marietta, Woodstock, Kennesaw, Acworth, Smyrna, Vinings, Norcross, Duluth, Decatur and areas fairly close to those towns.
Redfin, a national company, has been offering rebates for 10 years. They have a very nice website but they don't offer as much of a rebate as we do. For example, their rebate on a $300,000 home is only $1,125 vs. our $4,500 rebate. They need to pay back investors who have given them over $50 million . I don't have an investor who needs a big cut of my profits so therefore there is more money left to provide a bigger rebate.
Other companies make you do some work. They might limit the number of homes that they will show you. We cut our expenses, not our services.
They'll deceptively say something about it being illegal for an unlicensed person to receive any part of a real estate commission. You need to be a trained professional like them. You need to join their "Realtor Club" to get that kind of benefit. Here's an idea. Join the Home Buyer Savers Club and get a "referral" fee for referring yourself directly to us. It's not only legal, the Department of Justice encourages it.
Buyers are the only ones bringing money to the table from which everyone involved in the transaction gets paid. Rebates are a way to share in the savings that a frugal and efficient buyer's agent creates. It's unfortunate that the real estate industry payment structure is so convoluted but fortunately rebates are a way to end up with a more competitive market.
Sorry, if you have signed an Exclusive Buyer Agency Agreement with another agent we can't work with you until that Agreement expires or is terminated.
If you terminate, make sure that it's a mutual termination so you aren't on the hook for paying them a commission. You might have to negotiate some kind of termination fee to make it worth their while.